Mortgage delinquencies in Canada are making headlines, with reports saying they’re “up 30%.” But what does that really mean?
Defaults have risen, but that’s still below Canada’s historical “normal” range. Even during the 1980s peak, it wasn't that bad. By comparison, the U.S. sits much higher.
The truth? The rise looks dramatic in percentages, but the actual risk level is still very low. Context matters more than the headline.
Stay informed, not alarmed.
Read MoreImagine you’re playing Monopoly, and one player already owns most of the houses. Every time someone else lands, they have to pay more and more rent. Even if you save your money and play smart, it’s really hard to catch up when someone else already owns everything.
That’s what’s happening in real life too: homes and apartments are being bought up by people who already have lots of money. Regular people are working hard, but the game feels stacked against them.
Is this just a Toronto thing? Or have other major cities been able to crack the code?
Read MoreCondos may have dropped more percentage-wise, but detached and semi-detached homes have fallen much more in real dollars. That means if you’re upsizing, the price gap has narrowed, and this less-than-stellar market might actually work in your favour.
So, let's talk about why now could be the smartest time to trade up, and how to use market conditions to your advantage. If you’ve outgrown your space, this market shift could be working in your favour.
Read MoreFeel like you’ll be renting forever? That’s honestly okay. Owning real estate isn’t the only path to stability. But if you’re not buying, you’ll need a solid plan — because the system is still built around homeowners. The truth is, renting can offer flexibility — but it doesn’t build equity by default. And if you’re not intentional, you might wake up 10 or 20 years from now priced out of more than just housing.
You don’t need to buy a home to build wealth. But you do need to be proactive, strategic, and prepared.
Read MoreA new national survey from Royal LePage shows that 31% of Canadian renters have no plans to ever buy a home—a statistic that challenges long-held assumptions about homeownership in this country.
We’ll look at what’s driving this shift: affordability barriers, changing lifestyles, and why many renters feel completely priced out. More importantly, we’ll explore what this means for Toronto’s housing market — from long-term rental demand to how investors and first-time buyers should be thinking about the next cycle.
Read MoreRenting is the norm in cities like New York, Berlin, and Toronto — but staying a renter forever could mean missing your window to build real wealth. Let’s talk about how smart buyers are breaking in, even with high prices and limited savings.
Some are co-owning multi-units with friends or family. Others are turning basements into income suites or living in laneway homes behind their parents’ place. Many are starting small — with a condo, a less central location, or even a duplex outside the core. The first home doesn’t have to be forever. It just has to get you started.
Read MoreThe Toronto condo market is shifting fast—and not in a good way for small landlords. With sky-high interest rates, poor rental yields, and construction costs that don’t pencil out, the old condo ownership model is breaking down.
Condos were once a slam-dunk investment, but now it seems like purpose-built rentals are taking over. So let’s explore what this means for real estate investors, end users, and future buyers.
Whether you’re holding, selling, or just watching from the sidelines, let’s talk about what’s coming next.
Read MoreIf you own real estate in Toronto — or anywhere in Canada — you’ve probably had it with all the negative headlines. Falling condo prices, sluggish sales, rising interest rates… it’s all you ever hear.
But there’s still a positive case to be made for property owners — if you understand the bigger picture.
Read MoreThere’s no sugar-coating it—the Toronto market’s been rough.
April 2025 numbers from TRREB show sales down 23.3% year-over-year and the average price dipping 4.1%. That’s a tough headline. But here’s the part people are missing: behind the negative press, there’s a lot of good news—if you know where to look.
Read MoreRemember how Monopoly ends—with one person owning everything? That’s exactly what’s happening in our economy and real estate market today. If you don’t own assets, you’re getting left behind. In this episode of Broadview Table Talks, I break down: • Why housing affordability keeps getting worse • The true effects of inflation and money printing • How asset owners keep winning (and what you can do about it) • Why young people and first-time buyers are being shut out • What new policies like the proposed Canadian 1031 exchange and prefab housing could mean for our future Whether you’re a frustrated renter, a cautious investor, or just trying to make sense of Toronto’s housing crisis—this video’s for you. Let’s talk solutions. Don’t just shake your fist—take action.
Read MoreHere are the top 3 lessons I wish I knew when I first started investing in real estate 20 years ago.
After two decades in the market, I’ve seen it all—rising prices, market crashes, bad tenants, and great deals. But the biggest lessons I’ve learned could save you thousands and help you make smarter investment decisions.
Read MoreEverywhere you look, headlines scream that Toronto’s condo market is crashing. Interest rates are high, condo prices are dropping, and investors are caught in the middle. But what’s really going on behind the scenes?
In this video, we explore how banks and government intervention are shaping the Toronto real estate market, why condos are no longer an easy investment, and what this means if you’re caught in the middle.
Read MoreThinking of backing out of a real estate deal? Whether it’s a pre-construction condo, a resale home, or a commercial property, walking away from a legally binding contract can have serious consequences. In this video, I break down the legal, financial, and strategic options you have if you’re struggling to close.
Read MoreAre houses finally becoming affordable in Toronto? With interest rates expected to drop and condo inventory surging, buyers have more options than ever. But is it the right time to jump into the market, or should you wait?
Read MoreInvesting in condos just isn’t cutting it anymore in 2025. Rental incomes don't align with the monthly cost. In this video, we reveal the ultimate strategy that’s turning heads in the investment world: 4+1 multiplexes.
Join me on-site with developer Jayden Haywood from River Developments, as we visit one of his active projects nearing completion—a 4-unit multiplex in the main house with 1 laneway suite. We will break down everything you need to know about this new game-changing approach. We'll walk investors through the project from start to finish on multiplex projects.
Read MoreWhat's in store for Toronto real estate, with interest rates, policy changes, and the market crash?
Discover how the new CMHC policy changes, including the increased borrowing limit to $1.5M, will impact Toronto’s real estate market. We discuss affordability, rental demand trends, and predictions for the market’s future, including a potential boom by 2027. Stay ahead of the curve with insights into high mortgage rates, immigration policies, and housing supply challenges.
Read MoreDonald Trump sounds great for business people and investors, but maybe that only holds true in America. How is it going to affect Canada, and specifically the housing market here?
Read MoreI guess it's happened to others before. And I realize that I should not have given as much information to the scammer as I did, but of course that's easy to see in hindsight.
Beware of scammers out there. Whether it's online banking, tenant fraud, or anything worse.
Read MoreHow can young adults approach their parents for down payment assistance in Toronto’s challenging real estate market? Mikayla Thompson shares her experience saving while living with her parents. We talk about strategies like co-signing and contributing to down payments, the importance of planning, and the benefits of homeownership over renting.
Read MoreWith the dropping mortgage rates and new CMHC rules, is now the right time to buy or sell? Join us we get into the latest stats for September 2024 and break down what this all means to potential home buyers and sellers.
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