Podcast 107: Interest Rates Are Finally Falling... So Why Isn’t Real Estate Taking Off?
After ten rate hikes and two years of high borrowing costs, the Bank of Canada has finally started cutting. For the first time in years, interest rates are “in a good place.” But if money’s cheaper, why isn’t the housing market roaring back to life?
What do the latest rate cuts actually mean for buyers and sellers? How long will it take for monetary policy to show up in home prices? And what are the four wildcards that could change everything?
From shifting immigration targets to global uncertainty and a sticky inflation rate, the story isn’t as simple as “rates down, prices up.” This is a look at the real forces shaping the next phase of Canada’s housing market, and to look for indicators for when things will finally start to move.
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